How a DUI Conviction Affects Your Insurance in New Jersey
DUI attorneys in Essex County, NJ
Insurance consequences of a New Jersey DUI or DWI conviction
Among the many consequences drunken driving convictions carry is the need to maintain an SR-22 filing for a three-year period. An SR-22 provides proof of liability coverage from your insurance company to the New Jersey Motor Vehicle Commission and is part of the process for regaining your driving privileges. Under New Jersey law, your insurance company is also required to inform the NJ Motor Vehicle Commission if your insurance is canceled. If the Motor Vehicle Commission is told your insurance has been cancelled, you can have your license immediately revoked.
How auto insurance rates are affected
A drunken driving conviction also affects your insurance rates because it enables your insurance company to classify you as a high-risk driver. Insurance companies charge higher rates for high-risk drivers, so you can expect to pay increased rates for several years. Some insurance companies do not provide coverage for high-risk drivers and your policy may be canceled or the company may decline to renew your policy at the end of your current coverage period. Under such a situation, you will have to find a new insurance provider. Your DUI/DWI conviction could also affect rates for other types of insurance, such as life insurance.
Your best interest is our first concern
DUI and DWI charges in New Jersey can have costly and serious consequences in your life. Therefore, if you have been charged with drunk driving in New Jersey, it is important to seek an experienced DUI law firm in Passaic County as soon as possible. To avoid the potential severe penalties and consequences of DUI/DWI conviction in New Jersey, make retaining an experienced attorney a priority. Speak with an aggressive and professional DUI lawyer in Essex County. Contact the Law Office of Michael L. Pescatore online or call 973-704-7376 today.